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Strategem Finance

Your partner in smart commercial debt solutions

Whether you’re scaling up, acquiring, restructuring or refinancing - Strategem Finance helps you navigate the debt market. We do so by offering you clarity, confidence and speed. Our expertise gives you access to the right funding at the right moment – so you can focus on running your business, not wrestling the lenders.

Why Strategem Finance

At Strategem Finance we act as the bridge between ambitious businesses and the full array of debt-funders. Many companies fall short in securing debt because they either don’t have the time or experience to prepare for the rigours of lender underwriting. We specialise in getting your business funder-ready.

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  • Challenge assumptions – We don’t simply assume the “obvious” funding route is the best. We probe deeper to uncover structure, timing and risk-alignment opportunities. (Inspired by the source’s “challenging assumptions” focus)

  • Extensive funder network – From traditional high-street banks to specialist lenders, we access funders you may never reach on your own.

  • Funder-ready preparation – We help you produce a robust proposal, assemble the necessary business data and present it in a way lenders respond to.

  • Independence – We work for you, not the funders. Clear disclosure and fully aligned interests.

Our Process

Office Building Hall

1

Discovery and Information Gathering

We listen to your goals, understand your business model and get the baseline data.

2

Options Assessment

We identify a shortlist of viable funding structures tailored to you.

3

Market Sense-Check

Where needed we confidentially test the market to validate the approach.

4

Recommendation and Engagement

We present our recommended route, our fee structure and agree next steps.

5

Proposal and Funder Pack Preparation

We assemble the documentation and craft your lender presentation.

6

Lender Approach and Negotiation

We present to selected funders and negotiate term sheets.

7

Credit and Offer

We work with you and the lender through underwriting to secure a formal offer.

8

Activation and Draw-down

Once you accept the offer, we guide you through conditions, draw-down and implementation.

Our Clients

©2020-2025 Strategem (Scotland) Limited | A Company Registered in Scotland SC195494 | Strategem is a part of the tbh Ventures group of companies

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